That's not a liars loan - that's a bank loaning money to someone they believed had a longstanding relationship with the bank.
A liars loan was when a mortgage applicant couldn't supply income verification, so they just made up a number and put it on the application. Liars loans were a significant, but not the only, issue in the 2008 mortgage crisis.
Explain to me how drivers that refuse to collect tolls aren't eligible to fe terminated, union or no union?
If you ran the bus company, and your drivers pulled this stunt, how would you feel inviting the union in as your new partner?
If, for example, those Starbucks workers looking to unionize were to refuse to charge customers for their drinks, by what logic would Starbucks have to keep them on the payroll?
Perhaps it's people like you that are driving Ubisoft to close/consolidate operations?
I'm not a gamer, but the comment section here is rapidly filling up with comments about Ubisoft selling off valuable chunks of the company and how they seem to trying to squeeze maximal revenue from players, and the players resentment it and are boycotting their products.
If that is the state of their business, it shouldn't be hard to document losses that inspired the shutdown.
I'm not sure how Canadian unionizing works, but it sounds like all the workers did was vote to form a union, there's no discussion of actually approving an agreement with the union, i think the unionization effort is only just starting, there's probably a loophole/lowered requirement to shut down the business in this "in-between state."
Too many hams want to keep running Win 7, because their 10 year-old Panasonic toughbook is still running fine, LOL.
I'm involved in several Amateur Radio clubs in my area, and I've never seen any group effort be impacted by everyone running Windows. In fact, each club runs windows for logging software at club operating events, It Just Works.
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Whether or not you use Linux, the phrase "Linux is fine if you are a tinkerer" is most certainly outdated and should be dropped from common use, as it's not really untrue.
"It's not really untrue"? Did you mean to say that?
Windows 11 has two 'distributions' as far as home/personal users are concerned, there are more Linux distributions than stars up in the sky - picking one is enough to scare of most Windows users.
A base install of Windows 11 is no harder than an install of any mainstream Linux distribution. OneDrive is a convenient way for the average windows user to have a cloud-based backup for selected folders on their computer - isn't that a good thing? The MS account requirement is not something the average user cares about, only technical Linux enthusiasts latch on to to hold up as a big issue. A club I'm involved with has a shared laptop for the club treasurer. A few years ago the new treasurer orked the system in dramatic fashion - pulling down the OneDrive files after a 20 minute OS re-install had us back in the system with no lost files. Can that be setup in Linux - OF COURSE - but the ease of backup in windows w/ OneDrive is a feature, not a failure.
He only ran/runs "average consumer machines" - that leaves out high-end video cards, RAID and non-commodity NICs - I believe it.
If you stick to off-lease corporate desktops and their common hardware, sure - Linux is great with that stuff. The real pain (early on) were soft modems (I did say early), cheap ink-jet printers with host-based rendering engines, and discrete graphic cards.
However, if it's a choice between the perpetual dominance of Windows, and CashyOS and whatever marketing spend they have finally causing Linux to break out and capture significant normy desktops, I go with the latter.
Not gonna happen.
Windows survived Windows Vista.
Windows survived Windows 8.
Windows looks like it will survive the EOL for Win 10 despite the significant hardware requirements its successor (Windows 11) has...
It's been a quarter century since Linus put up his "World Domination. It's just the first step" slide at Linux World in 1999, and still the 'normies' are clinging to their Windows OS...
I think it would be interesting to try a physical store combined with a distribution warehouse.
So a retail "mullet"? Retail up front, warehouse in the back?
The traffic would be insane, and such a small fulfillment center would be almost pointless.
Or are you imagining that retail shoppers would mingle amongst the warehouse workers, picking through inventory bins as they 'window shop'? OMG, that would be a literal nightmare.
It's one building.
Why did those stores close, and what could Amazon do to overcome those issues?
A quarter-million square foot retail store? I think it was designed to be a distribution center first, then adapted to be a store - if the store fails, they'll rip out any interior walls and install shelving and a conveyor belt system throughout the space.
That's quite a feat, since Windows 10 was released in 2015, and the computers sold in 2005 ran on bitchin-fast dual-core "Duo" Pentium CPUs.
Want to reconsider your boast/claim?
When I think "physical media" I think of vinyl discs, not digital discs (CDs) - the appeal of vinyl is visceral.
Lets just think about the person that's embracing "physical media", so they go out and buy a 5" computer disc, toss it in their computer, so they can what, rip it onto their iPod? That's what we are talking about? Really?
Embracing "physical media" means getting an old transistor stereo amp (or tube, if you've got the money), a big set of speakers, and a bintage turntable sitting on cinder blocks to lovingly caress your prescious vinyl as the beautiful sounds of the music recorded in analog wafts out of your 3-way speaker system... it's not stuffing a CD into a desktop tower and listening to your music on a pair of "computer speakers" that came with your first Pentium II desktop...
Another good example is when movie studios buy up the rights to a book and then never make it into a movie. Because they really just wanted to make sure nobody else does
Example? Many times stories/scripts are bought but don't result in a movie, but the reason isn't to prevent anyone else from making the script/story... That makes no literal sense, I need to hear a real-world example. Movies aren't made because book rights are bought as vanity projects that fall apart - can't find a star, too expensive to shoot, can't write a good script, etc. No one pays an author prevent a work from being produced.
Even in the case where you have the money, as long as you are careful not to get into debt over your head, there's absolutely no rational reason to turn down an interest-free loan. Anything else you do with that money in the interim other than spending it is pretty much guaranteed to be a better use of the funds
Last year I bought an EV with 60 month, zero interest credit. I didn't want a loan, I was prepared to pay cash, but that zero interest loan for 5 years was too good to pass up. Occasionally I consider paying a little extra to bring down the loan balance, but then I realize doing that just reduces the benefit of the zero interest loan.
I'll probably pay it off early someday, but zero interest on a major purchase is very appealing.
there is usually an aura surrounding Apple users as higher income and more desirable as customers. Is this mostly a reflection of the changing demographics for Apple users or rather some unique aspects tied to using the Apple Card?
How many Apple products are sold to college students who are also taking on massive student debt burdens? There are certainly well-heeled Apple buyers that use the Apple Card for its zero interest credit period (better manage payment schedule) and/or appreciate the small cash back/discount the card offers, but I suspect there are a large number of Apple Card holders that struggle to manage their finances...
You are lost in the Swamps of Despair.
